Buy XRP with Credit Card or Debit Card Instantly

Looking to buy XRP instantly using your credit or debit card? You are at the right place.

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1 XRP ~ ... USD
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XRP (XRP) Price Chart

Market stats

Market Rank
5
Market Cap
$ 115 725 542 096.49
24H Volume
$ 2 084 720 057.26
Circulating Supply
99 985 727 631 XRP

Price of XRP in USD

XRP currently trades at roughly 1.9 and has -7.61% over the past seven days. There are currently about 190343772727 XRP tokens in circulation.

  • Today’s Price$ 1.9
  • Changeprice change direction-1.25%
  • 24h High$ 1.93
  • 24h Low$ 1.9

Why Buy XRP?

Interested in cross-border payments? XRP offers a fast and efficient solution for transferring assets globally:

  • benefit

    Fast and low-cost cross-border payments

    XRP is designed for efficient international transfers, enabling near-instant settlement with minimal transaction fees compared to traditional banking systems.

  • benefit

    Enterprise-focused adoption

    XRP is integrated into payment and liquidity solutions used by financial institutions and payment providers, particularly for cross-border settlement and remittances.

  • benefit

    High scalability and network efficiency

    The XRP Ledger can process a high volume of transactions per second with consistent performance, making it suitable for large-scale payment use cases.

  • benefit

    Established ecosystem and long-term development

    Launched in 2012, XRP is supported by a mature blockchain infrastructure with ongoing development, network upgrades, and a long operational track record.

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How to Buy XRP with a Credit or Debit Card

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Сhoose Buy/Sell Crypto

Choose the fiat currency and enter the amount.

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Enter Your Details

Select XRP and enter your credit or debit card details.

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Complete the Purchase

Preview your transaction details and confirm the purchase.

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Buy XRP Using ChangeNOW Mobile App

Download the ChangeNOW mobile app and purchase XRP seamlessly; instant conversion without transaction limits. You do not even need to register an account.

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About XRP

XRP is a digital asset based on a blockchain that operates as an open-sourced and also a decentralized network known as XRP Ledger or XRPL. XRP was initially founded to help solve some of the inefficiencies that had accumulated and also existed in financial systems globally when it came to facilitating trades across borders.

The XRP Ledger allows for near-instant transaction settlement, usually within a few seconds, with low costs for each transaction. Unlike other blockchain platforms, where miners play a role in the consensus algorithm, the XRP Ledger uses validators to validate each transaction, giving the platform the power to handle a large number of transactions with minimal effects on the environment.

XRP can be classified as a ‘bridge currency.’ XRP can be used in facilitating the changeover or the transaction process among any two selected fiat currencies or even virtual currencies, requiring the minimal requirement or availability of “pre-funded accounts.”

It should be made clear that XRP and Ripple are different entities. Ripple is a technological firm that builds and develops payment systems and helps in developing an ecosystem. While XRP Ledger itself is an open-soure ecosystem maintained by an international community of developers and validators.

XRP was launched in the market in 2012; hence, it has an extended history in the market as it continues to be an easily recognizable cryptocurrency in the market. Development continues focusing on various aspects of the XRP ledger.

To operate XRP, users need a compatible cryptocurrency wallet that supports the XRP Ledger. An XRP wallet is required to store, send, receive, and manage XRP securely, as well as to interact with network features such as destination tags and account reserves. Wallets for XRP are available in mobile, desktop, hardware, and web-based formats, offering different levels of security and usability. For a detailed comparison and guidance on choosing the right solution, see our best XRP wallets review.

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Why Buy XRP on ChangeNOW

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Flexible KYC system

Our platform requires minimal personal information, allowing you to engage in cryptocurrency exchanges with ease, efficiency, and an emphasis on privacy. Some transactions don’t require any KYC at all.

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Top Security

ChangeNOW ensures a high level of security for all exchanges and data by using advanced encryption and multiple layers of security measures.

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Fast Purchase

Benefit from rapid transaction processing on our advanced platform, enabling swift settlements and the acquisition of XRP tokens in as little as 4 minutes. Prioritizing efficiency, user satisfaction, and unparalleled speed in digital asset exchanges.

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Multiple Gateways

Experience seamless purchasing XRP, choosing a variety of secure payment gateways, accepting popular debit and credit cards, and the added convenience of SWIFT/SEPA bank transfers.

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Low Transaction Fees

Experience the advantage of our user-friendly buy XRP platform, offering affordable transaction fees, diverse trading options, and a secure environment, all designed to optimize your digital asset investments.

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Easy to Use

Discover seamless trading with ChangeNOW's intuitive interface, expertly designed for effortless navigation and user-friendly experience, empowering both new and seasoned investors to manage their crypto with ease. Buy XRP in just a few clicks.

Price calculator

Before swapping coins, feel free to use our USD to XRP calculator to see how many XRP you’ll receive. Simply enter the required amount in USD, and let our USD to XRP converter determine the approximate exchange rate.

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What Can You Do After You Buy XRP?

There are many things you can do after buying XRP. They include:

Lending

You can lend your tokens on a centralized or decentralized lending protocol and earn interest after a specific period. Different protocols offer different interest rates and lending periods, so check for a suitable one.
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Swap

Swap your XRP for another coin to diversify your portfolio.
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Hold

You can hold it as a store of value. XRP has the potential to appreciate further, given it is still significantly below its peak price.
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Payment

Many businesses and service providers now accept cryptocurrency as a payment method. You can use your XRP to pay for stuff, e.g., book a hotel accommodation or a flight ticket, purchase clothing, gadgets, accessories, etc.
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FAQ

Buy XRP Instantly with ChangeNOW

ChangeNOW allows you to buy XRP instantly using your credit/debit card or another token.

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Other Cryptocurrencies to Buy on ChangeNOW

XRP is not the only token you can purchase on ChangeNOW. Others include BTC, USDT, XRP, ADA, USDC, etc.

USD toPairPrice listAvailable for exchange
1
icon-usdicon-btc
Bitcoin
USD /BTC
~ 91254.05 USD
availability iconExchange
2
icon-usdicon-eth
Ethereum
USD /ETH
~ 3119.74 USD
availability iconExchange
3
icon-usdicon-ethbsc
Ethereum (Binance Smart Chain)
USD /ETH
~ 3119.74 USD
availability iconExchange
4
icon-usdicon-zksync
Ethereum (ZkSync Era)
USD /ETH
~ 3119.74 USD
availability iconExchange
5
icon-usdicon-ethuni
Ethereum (Unichain)
USD /ETH
~ 3119.74 USD
availability iconExchange
6
icon-usdicon-ethop
Ethereum (Optimism)
USD /ETH
~ 3119.74 USD
availability iconExchange
7
icon-usdicon-ethbase
Ethereum (Base)
USD /ETH
~ 3119.74 USD
availability iconExchange
8
icon-usdicon-ethlna
Ethereum (Linea)
USD /ETH
~ 3119.74 USD
availability iconExchange
9
icon-usdicon-etharb
Arbitrum Ethereum
USD /ETH
~ 3119.74 USD
availability iconExchange
10
icon-usdicon-ethmanta
Ethereum (Manta)
USD /ETH
~ 3119.74 USD
availability iconExchange
11
icon-usdicon-ethstrk
Ethereum (Starknet)
USD /ETH
~ 3119.74 USD
availability iconExchange
12
icon-usdicon-usdterc20
Tether USD (Ethereum)
USD /USDT
~ 1 USD
availability iconExchange
13
icon-usdicon-usdtbsc
Tether USD (BUSD-T BSC)
USD /USDT
~ 1 USD
availability iconExchange
14
icon-usdicon-usdttrc20
Tether USD (TRON)
USD /USDT
~ 1 USD
availability iconExchange
15
icon-usdicon-usdtmatic
Tether USD (Polygon)
USD /USDT
~ 1 USD
availability iconExchange
16
icon-usdicon-usdtsol
Tether USD (Solana)
USD /USDT
~ 1 USD
availability iconExchange
17
icon-usdicon-usdtcelo
Tether USD (CELO)
USD /USDT
~ 1 USD
availability iconExchange
18
icon-usdicon-usdtkava
Tether USD (KAVA)
USD /USDT
~ 1 USD
availability iconExchange
19
icon-usdicon-usdtnear
Tether USD (Near)
USD /USDT
~ 1 USD
availability iconExchange
20
icon-usdicon-usdtop
Tether USD (Optimism)
USD /USDT
~ 1 USD
availability iconExchange
12...38
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