No. XRP is the native asset of the XRP Ledger, an open-source blockchain. Ripple is a company that develops enterprise payment solutions and contributes to the ecosystem.
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Market stats
XRP currently trades at roughly 1.87 and has -4.88% over the past seven days. There are currently about 187837733803 XRP tokens in circulation.
Interested in cross-border payments? XRP offers a fast and efficient solution for transferring assets globally:
XRP is designed for efficient international transfers, enabling near-instant settlement with minimal transaction fees compared to traditional banking systems.
XRP is integrated into payment and liquidity solutions used by financial institutions and payment providers, particularly for cross-border settlement and remittances.
The XRP Ledger can process a high volume of transactions per second with consistent performance, making it suitable for large-scale payment use cases.
Launched in 2012, XRP is supported by a mature blockchain infrastructure with ongoing development, network upgrades, and a long operational track record.
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XRP is a digital asset based on a blockchain that operates as an open-sourced and also a decentralized network known as XRP Ledger or XRPL. XRP was initially founded to help solve some of the inefficiencies that had accumulated and also existed in financial systems globally when it came to facilitating trades across borders.
The XRP Ledger allows for near-instant transaction settlement, usually within a few seconds, with low costs for each transaction. Unlike other blockchain platforms, where miners play a role in the consensus algorithm, the XRP Ledger uses validators to validate each transaction, giving the platform the power to handle a large number of transactions with minimal effects on the environment.
XRP can be classified as a ‘bridge currency.’ XRP can be used in facilitating the changeover or the transaction process among any two selected fiat currencies or even virtual currencies, requiring the minimal requirement or availability of “pre-funded accounts.”
It should be made clear that XRP and Ripple are different entities. Ripple is a technological firm that builds and develops payment systems and helps in developing an ecosystem. While XRP Ledger itself is an open-soure ecosystem maintained by an international community of developers and validators.
XRP was launched in the market in 2012; hence, it has an extended history in the market as it continues to be an easily recognizable cryptocurrency in the market. Development continues focusing on various aspects of the XRP ledger.
To operate XRP, users need a compatible cryptocurrency wallet that supports the XRP Ledger. An XRP wallet is required to store, send, receive, and manage XRP securely, as well as to interact with network features such as destination tags and account reserves. Wallets for XRP are available in mobile, desktop, hardware, and web-based formats, offering different levels of security and usability. For a detailed comparison and guidance on choosing the right solution, see our best XRP wallets review.

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Benefit from rapid transaction processing on our advanced platform, enabling swift settlements and the acquisition of XRP tokens in as little as 4 minutes. Prioritizing efficiency, user satisfaction, and unparalleled speed in digital asset exchanges.

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Before swapping coins, feel free to use our USD to XRP calculator to see how many XRP you’ll receive. Simply enter the required amount in USD, and let our USD to XRP converter determine the approximate exchange rate.
There are many things you can do after buying XRP. They include:
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Payment
ChangeNOW allows you to buy XRP instantly using your credit/debit card or another token.
Buy XRPXRP is not the only token you can purchase on ChangeNOW. Others include BTC, USDT, XRP, ADA, USDC, etc.
| USD to | Pair | Price list | Available for exchange | |
|---|---|---|---|---|
| 1 | USD /BTC | ~ 91254.05 USD | ||
| 2 | USD /ETH | ~ 3119.74 USD | ||
| 3 | USD /ETH | ~ 3119.74 USD | ||
| 4 | USD /ETH | ~ 3119.74 USD | ||
| 5 | USD /ETH | ~ 3119.74 USD | ||
| 6 | USD /ETH | ~ 3119.74 USD | ||
| 7 | USD /ETH | ~ 3119.74 USD | ||
| 8 | USD /ETH | ~ 3119.74 USD | ||
| 9 | USD /ETH | ~ 3119.74 USD | ||
| 10 | USD /ETH | ~ 3119.74 USD | ||
| 11 | USD /ETH | ~ 3119.74 USD | ||
| 12 | USD /USDT | ~ 1 USD | ||
| 13 | USD /USDT | ~ 1 USD | ||
| 14 | USD /USDT | ~ 1 USD | ||
| 15 | USD /USDT | ~ 1 USD | ||
| 16 | USD /USDT | ~ 1 USD | ||
| 17 | USD /USDT | ~ 1 USD | ||
| 18 | USD /USDT | ~ 1 USD | ||
| 19 | USD /USDT | ~ 1 USD | ||
| 20 | USD /USDT | ~ 1 USD | ||